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Skyridge Lending Loan Tools


Welcome to our resource center! Are you looking to buy a home? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.



Below are two credit repair companies that our clients have used.  We have no affiliation with them, nor have we received compensation from them. We have seen them help clients in certain situations.  Our company is highly knowledgeable about credit repair in relation to mortgage qualifications, so we encourage you to talk to one of our loan officers before initiating credit repair with one of these companies. There are often times when minor things need to be updated and/or quick fixes that don’t require full-blown credit repair.  We believe anyone can improve their credit history and scores – it just takes effort and time in most cases, as well as a solid plan. 

Contact us today if you have further questions specific to your situation. 


Brightside uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit.

Lexington Law is available to help meet your credit score goals. Their credit repair services can help you work to remove the inaccurate or unfair negative items listed on your credit report.


Down Payment Assistance Programs: What Options Are There, How Can You Apply, & Who Qualifies

Down payment assistance programs are designed to help would-be home buyers that are unable to cover the upfront costs of purchasing a home. There are a number of programs that will cover some, or all, of the down payment; and may also offer help with closing costs. Typically, the money is paid out at closing and handled by the lender.

Understanding the nuances of each down payment assistance program is valuable for those that are looking for help and may qualify. The assistance can come from many different sources – federally, state, county, city, and even nonprofit agencies. Many of these programs aren’t always well-publicized. The range of down payment assistance programs available may vary based on where you plan to buy a home. In the state of Texas, for instance, the Department of Housing and Community Affairs offers an assistance program that covers up to 5% of the down payment and closing costs for eligible buyers.

Generally, down payment assistance programs take one of three forms:

  • Down payment grants

  • Forgivable second mortgage programs

  • Matched savings programs


Home Moving Resources

We know moving into a new home can be stressful. The following links provide a valuable checklist of items many new homeowners may miss. ​


Get started on your loan by following the button below.

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